BANK OF SOUTHERN CALIFORNIA
Qualifying Factor
Recommended
REPORTS TO:
D&B
TERMS:
Revolving
PG / NO PG:
Personal Guarantee Required
Phone: 760-599-7044
Website: https://www.banksocal.com/
Reports to: D&B
Description: A growing community commercial bank, established in 2001, Bank of Southern California, with headquarters in San Diego, CA, is locally owned and managed and offers a wide range of financial products to individuals, professionals, and small-to-medium-sized businesses.
Special Instruction:
They do not offer cash advances. They only offer balance transfers.
No PG is required if non-profit 501C3 or 501C4
To Qualify:
Small Business Card
– Entity in good standing with Secretary of State
– EIN number with IRS
– Business address- matching everywhere.
– D & B number
– Business license- if applicable
– Business bank account
– A personal guarantee (PG) is required- does a hard pull
Company Business Card
– Entity in good standing with Secretary of State
– EIN number with IRS
– Business address- matching everywhere.
– D & B number
– Business license- if applicable
– Business bank account
– To apply without a personal guarantee (PG), a company must have $5 million in yearly revenue and 2 years in existence.
To Apply: Online, over the phone, or at the branch
Terms: Revolving