COMMERCE BANK
Qualifying Factor
Recommended
REPORTS TO:
D&B and Experian
TERMS:
Net 20, Net 25 or Revolving
PG / NO PG:
No Personal Guarantee Required
Phone: 866-365-9346
Website: https://www.commercebank.com/
Reports to: D&B and Experian (can take up to 60-90 days to report)
Description:
At Commerce Bank, we have over 150 years of experience and many strong, established products to back us up. From Bloomington, Illinois to Denver, Colorado, and at 184 branches in between, we serve individuals, families, businesses, and communities at the local branch, the ATM, online and through our 24/7 customer service line. Commerce Bank serves customers in Missouri, Kansas, Illinois, Oklahoma, and Colorado.
Special Instructions:
Cash advances are available with business credit card approval; the amount of the cash advance depends on the approval amount.
Any business within Commerce Bank’s retail lending area (MO, KS, IL, OK, and CO) can only apply.
To Qualify:
Business Rewards Card
– Entity in good standing with the Secretary of State
– Business credit history
– EIN number with IRS
– Business address- matching everywhere.
– D&B number
– Business license- if applicable
– Business bank account
– 2 years in business
– Must have at least $5M in annual revenue, if less a personal guarantee (PG) is required- minimum credit score of 660 – does a hard pull
Business Platinum Card
– Entity in good standing with the Secretary of State
– Business credit history
– EIN number with IRS
– Business address- matching everywhere.
– D&B number
– Business license- if applicable
– Business bank account
– 2 years in business
– Must have at least $5M in annual revenue, if less a personal guarantee (PG) is required- minimum credit score of 660 – does a hard pull
To Apply: Online or at the branch
Terms:
Net 20 or Revolving (Business Rewards Card)
Net 25 or Revolving (Business Platinum Card)