HOME DEPOT
Qualifying Factor
Recommended
REPORTS TO:
Experian and Equifax
TERMS:
Net 30, 60 or Revolving
PG / NO PG:
No Personal Guarantee Required
Phone: 866-645-0644
Website: https://www.homedepot.com
Reports to: Experian and Equifax
Description: The Home Depot provides products and services for all your home improvement needs. Their Commercial Revolving Charge Card gives your business payment flexibility and provides a boost to your business credit profile at the same time. As a pro, you can maximize your spending and manage your business more effectively with a Home Depot credit card, revolving, or commercial account tailored to your needs. The Pro Xtra Credit Card offers rewards and low monthly payments. For the Home Depot Commercial Account, you pay the balance in full each month, with the ability to itemize and pay by invoice, and you can issue buyer ID cards with set spending limits and detailed purchase information to key employees. Whether it’s for home or business, the Home Depot finance and card services team has you covered with a Home Depot credit card for our stores or a Home Depot loan to help you get the job done.
To Qualify:
Commercial Account (Pay In Full Terms -Net 30 or 60)
– Entity in good standing with the Secretary of State
– EIN number with IRS
– Business address- matching everywhere.
– D & B number
– Business license- if applicable
– Business bank account
– 3 years in the business
– If no established business credit history, can apply with a personal guarantee(PG)- does a hard pull
Commercial Revolving Charge Account
– Entity in good standing with the Secretary of State
– EIN number with IRS
– Business address- matching everywhere.
– D & B number
– Business license- if applicable
– Business bank account
– A personal guarantee (PG) is required- does a hard pull
To Apply: Online or at the store
Terms: Net 30, Net 60, or Revolving