Effective Date: June 12, 2025

Access Capital Today Inc. (“A.C.Today”) values your privacy. This Privacy Policy (“Policy”) explains how we collect, use, and safeguard your personal information when you interact with our websites, services, and affiliated platforms. It also explains your choices regarding the information we collect and how to exercise your rights.

1. Scope and Agreement

This Policy applies to https://accesscapitaltoday.com/ and affiliated domains, including:

By using our website and services, you agree to the terms outlined in this Policy. If you do not agree, please refrain from using our services.

2. Changes to This Policy

We may update this Policy periodically. The latest version will always be posted on this page. If material changes are made, we will notify you via email and give you the option to opt out of the new practices if applicable.

3. Information We Collect

We may collect the following types of personal and non-personal information:

  • Voluntarily Provided Information: Name, email, phone number, address, and other details submitted through forms, applications, surveys, or communications.

  • Automatically Collected Information: IP address, browser type, OS, device ID, and usage behavior through cookies, server logs, and third-party analytics tools.

  • Demographic Data: Optional information like age, gender, household income, or interests, used for improving user experience.

  • Social Media Interaction Data: IP address or metadata collected through integrations like Facebook, Instagram, and similar platforms.

You may choose not to provide certain information, but doing so may limit access to some features or services.

4. Why We Collect Your Data

We collect your data to:

  • Provide and improve services and user experience

  • Respond to inquiries, applications, or service requests

  • Conduct market research and send surveys

  • Offer promotional updates (with consent)

  • Detect and prevent fraud or misuse

  • Comply with legal and regulatory obligations

5. Data Retention

We store your personal information only as long as necessary for the purposes described, based on:

  • Legal or regulatory retention requirements

  • Our business needs

  • Your consent and preferences

  • Limitation periods for claims or legal obligations

6. Use of Collected Information

We do not sell, rent, or lease your personal information.

We may use your information to:

  • Deliver services or updates relevant to your interest or purchase

  • Communicate regarding surveys, updates, offers, and insights

  • Connect you with third-party partners only with your prior interest or consent

  • Analyze user trends and improve our offerings

  • Facilitate third-party services such as email marketing, technical support, or delivery

Our partners are contractually bound to use your data only for authorized purposes and must maintain confidentiality and security standards.

7. Disclosure of Information

We may disclose personal information under the following circumstances:

  • With your consent or request

  • In aggregated or anonymized form that does not identify you

  • To comply with subpoenas, court orders, or legal obligations

  • To trusted vendors or auditors bound by confidentiality agreements

  • To enforce our Terms of Service or protect our rights, users, or the public

8. Children Under 13

We do not knowingly collect or solicit data from children under 13. If we discover such data has been collected, we will delete it promptly. Parents or guardians may contact us to remove such data.

9. Non-Marketing Communications

We may contact you for essential service-related notifications (e.g., security alerts, account issues, legal changes) even if you opt out of marketing messages.

10. Your Privacy Rights (GDPR and U.S.)

You have the right to:

  • Access the data we hold about you

  • Rectify inaccurate data

  • Delete your personal information

  • Restrict or object to processing

  • Withdraw consent for marketing use

  • Port your data for use elsewhere

  • Lodge a complaint with a supervisory authority if in the EU

To exercise any of these rights, email us at support@accesscapitaltoday.com.

11. International Data Transfers (EU & GDPR)

If you are located in the European Union, your data may be transferred to the U.S. where we operate. By using our services, you consent to such transfers. We use appropriate safeguards and security protocols consistent with EU-U.S. data protection frameworks.

12. Security

We implement reasonable administrative, technical, and physical safeguards to protect your data, including:

  • SSL encryption

  • Restricted access to sensitive information

  • Firewalls and secure servers

  • Ongoing employee training and access control

However, no method of data transmission is 100% secure. We encourage you to use secure networks and notify us immediately of any suspected breaches.

13. Unsubscribe and Opt-Out

You may opt out of email communications by:

Third-party platforms may have their own opt-out mechanisms.

14. Third-Party Sites

Our website may contain links to external websites. We are not responsible for the privacy practices or content of those websites. We recommend reviewing their privacy policies separately.

15. How to Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, contact us:

Access Capital Today Inc
5111 Sauk Trail Suite B
Richton Park, IL 60471
📞 Phone: 312‑407‑6433
📧 Email: support@accesscapitaltoday.com